"Patriots are not revolutionaries trying to overthrow the government of the United States.
Patriots are Counter-Revolutionaries trying to prevent the government from overthrowing the Constitution."
The Coach’s Team (TCT) offers the best in conservative essays along with articles taken from various internet sites. The victory of Donald Trump has provided a God-sent opportunity to reverse the years of willful damage done our nation by Barack Hussein Obama.
Friday, December 22, 2017
The nightmare of Obamacare about to be finished off
The best part of this week's vast tax
cut reform package, set to be approved this morning, is the end of the hellish
What a massive relief to millions of
Americans, stuck between the rock of having to buy overpriced, under-delivering
Obamacare health insurance policies and the hard place of paying large,
gratuitous fines, which the Supreme Court ruled a tax, if they don't.
Yeah...We Know, Barry
It's the most questionably legal and
outrageously bad law since Prohibition because it's literally a life tax.
Obamacare law up until now requires that everyone stuck in the individual
market either buy these costly policies or be taxed for being alive without
one. It's not like states requiring the purchase of car insurance, as
some have claimed. In that instance, one always has the choice to not
drive a car. One doesn't have the choice to be alive. To Obamacare
boosters, being alive is being obliged to buy Obamacare.
It's also a poverty tax. It's
an actual punishment tax for being poor. Typically, these
one-size-fits-all policies are so overpriced based on the kind of costly
coverage they require, such as pregnancy care and drug addiction rehab, that
they aren't affordable without subsidies. What's more, if a buyer is
never going to need this kind of coverage, either because he cannot get
pregnant or refuses to ingest illegal drugs, he must pay for the insurance plan
cost anyway. Net result: Overpriced Obamacare policies on the individual
market have made purchase of health care insurance impossible for millions of
Americans, and those are the ones who pay the fines.
The 2017 tax data offer
new evidence that there's much to be gained by moving away from the individual
mandate and much to lose by sticking with it. Tax returns that had
been processed as of April 27 included 4
million that paid ObamaCare fines (officially known as individual
shared responsibility payments), with an average payment of $708.
What is striking about
the data is that the average payment is barely higher than the minimum payment
of $695. Since people were required to pay the greater of $695 or 2.5% of
taxable income above the filing threshold ($10,350 in 2017), one takeaway
is that most of the $2.8 billion in fines paid through April appear to
have come from people with modest to moderate incomes.
Betsy McCaughey write
that the phenomenon is so bad that it's made the middle class
"the new uninsured."
And that brings us to the third
point: it's unaffordable and
anti-health, mocking the very Affordable Care Act name it claims to embody.
How does paying for health care policies the size
of a mortgage help the middle class? How is that not punitive
taxation? And how does paying fines affect the ordinary Americans who
cannot afford the mortgage-sized Obamacare
policies? Well, consider that paying fines pretty well keeps millions of
Americans from paying for plans they can afford – smaller
plans not in the Obamacare cavalcade of offerings, plans that are not larded up
with pregnancy, pediatric dental, and drug treatment coverage, or policies that
that include the kind of health care that some buyers need, such as dental
care, which is not included in Obamacare policies. If one is spending all
of one's health care dollars on fines, you can bet he isn't going to have a lot
left for checkups, mammograms, replacing a tooth, or getting a crown.
Some health care.
What a massive relief it is for
millions of Americans to be released from the Obamacare mandate. Now the
Obamacare advocates and insurers are going to have to work for their consumer
dollar, offering policies that actually serve consumers' needs and can be
delivered at a genuinely affordable price. The consumer will finally have
to be consulted, not the bureaucrat. Otherwise, no one will buy.
There is still a long way to go for
that market to build itself up and for insurers to get a better idea of what
consumers want. But freed of the Obamacare mandate fetters, at least
there is a fighting chance.
Congress should be praised for this
great tax relief package at Christmas, which ends this most hideous tax of all.